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AU & NZ ENTERPRISE PROFILES

Heritage And People's Choice Limited - Australian Company Profile

Enterprise Type: Public Company

What does Heritage And People's Choice Limited do?

Australian Central Credit Union Ltd, trading as People's Choice Credit Union, is a locally owned unlisted public credit union, deriving revenue from the provision of retail financial services, along with insurance and superannuation services. The company employs approximately 900 staff, operates in South Australia, Northern Territory, Victoria, the ACT and Western Australia, and is administered by its head office in Adelaide, South Australia.

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Heritage And People's Choice Limited - Products & Brands

Australian Central Credit Union, trading as People's Choice Credit Union, provides the following financial services to its members:

  • Financial Planning and Advice
  • Home Loans
  • Insurance (Home, Landlord, Vehicle & Travel)
  • Personal Loans
  • Visa Credit Card
  • Visa Debit Card
  • Saving and Investment Accounts
  • Transaction Accounts
  • Foreign Currency Services

The credit union also provides specialised financial services for businesses including business loans, insurance, accounts and services such as EFTPOS provision.

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Heritage And People's Choice Limited - Financial Statements

pie_chart Heritage And People's Choice Limited Financial Profit & Loss Account

BALANCE DATE6/30/20246/30/20236/30/20226/30/20216/30/2020
Sales RevenueN/A622,500235,455262,075313,396
Other Revenue0000000000000000000000000
Total Revenue0000000000000000000000000
Cost of Goods Sold0000000000000000000000000
Depreciation0000000000000000000000000
R & D Expenditure0000000000000000000000000
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Heritage And People's Choice Limited - Financial Ratios

pie_chart Heritage And People's Choice Limited Financial Growth

BALANCE DATE6/30/20246/30/20236/30/20226/30/20216/30/2020
Total Revenue Growth94.8136.2-5.9-18.4-7.6
Sales Revenue Growth0000000000000000000000000
EBITDA0000000000000000000000000
NPAT0000000000000000000000000
Shareholder's Funds0000000000000000000000000
AAAAAA AAAAAA0000000000000000000000000

pie_chart Heritage And People's Choice Limited Financial Ratios

BALANCE DATE6/30/20246/30/20236/30/20226/30/20216/30/2020
Return on Revenue (ROR) (%)3.14.76.12.35.9
Return on Shareholders’ Funds (ROSF) (%)0000000000000000000000000
Return on Assets (ROA) (%)0000000000000000000000000
Profit Margin (%)0000000000000000000000000
Revenue per Employee ($’000 per person)0000000000000000000000000
AAAAAA AAAAAA0000000000000000000000000
lock To view Heritage And People's Choice Limited's full competitive environment, see report purchase options.
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Heritage And People's Choice Limited's Competitive Environment

Heritage And People's Choice Limited operates in the following industries:

Heritage And People's Choice Limited's main competitors:

  • Commonwealth Bank of Australia
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lock To view Heritage And People's Choice Limited's full competitive environment, see report purchase options.
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Enterprise Profiles - table of contents

Enterprise Details

Get a high-level overview of Heritage And People's Choice Limited, including registered business details, an enterprise synopsis, SWOT analysis and main brands and products.

Key Personnel

We outline the key personnel at Heritage And People's Choice Limited by position type and title.

Enterprise Financials

Get a full view of Heritage And People's Choice Limited’s financials, including Profit and Loss Account (Revenue, Interest, Profit and Loss, and Audit Fees) and Balance Sheet (Current Assets, Non-Current Assets, Current Liabilities, Non-Current Liabilities, Shareholders’ Equity), as well as Number of Employees, Number of Share on Issue, Market Capitalisation and Earnings per Share where available. Note: we do not provide a full financial details for all company profiles.

Growth & Ratios

Get a clearer picture of Heritage And People's Choice Limited’s performance, with key financial ratios and data on financial growth.

Operating Segments

Understand the main operating divisions of Heritage And People's Choice Limited, including Revenue and Assets under each Segment, Industries and Geographic Locations Heritage And People's Choice Limited operates in.

Competitor Benchmarking

Compare Heritage And People's Choice Limited’s financial ratios and growth to peers in their industries of operation for a clearer picture of performance.

Industries of Operation

Get an overview of the industries that Heritage And People's Choice Limited operates in, including market share breakdowns and key industry insights.

Major Shareholders

We outline the ultimate parent and largest shareholders of Heritage And People's Choice Limited.

Subsidiaries

View a list of Heritage And People's Choice Limited’s associated companies, holding company, joint ventures and trusts, both domestic and international.

History

Find out more about the history and background of Heritage And People's Choice Limited, including founding information, past announcements, mergers and major projects.

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Included in Report

  • Enterprise History & Synopsis
    Enterprise History & Synopsis
  • Enterprise Financial Statements
    Enterprise Financial Statements
  • Financial Ratios
    Financial Ratios
  • Industry Averages
    Industry Averages
  • Competitive Landscape
    Competitive Landscape
  • Key Enterprise Personnel
    Key Enterprise Personnel
  • Subsidiaries & Ownership Structure
    Subsidiaries & Ownership Structure

Why buy this enterprise profile on Heritage And People's Choice Limited?

IBISWorld enterprise profiles enable you to:

  • Understand a enterprise’s competitive landscape
  • Identify industry trends a enterprise is exposed to
  • Inform your decisions for marketing, strategy and planning
  • Target key enterprise personnel

The profile on Heritage And People's Choice Limited includes:

  • Enterprise History and Synopsis
  • Overview of Brands and Products
  • Enterprise Financial Statements and Financial Ratios
  • Key Enterprise Personnel
  • Subsidiaries, Shareholders and Ownership Structure
  • Service Providers

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